Credit Builder
Build your credit with Afriex
Introducing Afriex Credit Builder powered by Upward. Turn your everyday transfers into credit-building opportunities.
Why use Afriex credit builder?
Automatic Credit Building
Every transfer you make automatically contributes to building your credit history.
Monthly Reporting
Your payment activity is reported monthly to all two major credit bureaus.
Track Your Progress
Monitor your credit score improvements directly in the Afriex app.
How it works
Apply & get approved
Complete a simple application with just basic information. Only a soft credit inquiry with no impact on your score.Make your transfers
Continue using Afriex for your money transfers as usual. Each payment automatically builds your credit.Watch your credit grow
See your new credit line appear within a month and track your score improvements in the app.
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Build a new credit line that counts
Get the most Birr for your money with our competitive exchange rates.
A new line posts to your report within 30 days of approval. That means you start building history right away.
See credit score changes in weeks
Get the most Birr for your money with our competitive exchange rates.
Your credit report updates within 15–45 days of your next transfer. The sooner you move, the sooner your score reflects it.
Credit checks with zero score damage
Get the most Birr for your money with our competitive exchange rates.
Only a soft check so your credit stays untouched. You get the benefit of access without the penalty of a hard inquiry.
Know your credit inside out
Get the most Birr for your money with our competitive exchange rates.
Track your score and get tailored financial guides, right in the Afriex app. So you always know where you stand and how to improve.
Powered by Upward
Legal Disclaimer: Banking services provided by Cross River Bank, Member FDIC. Upwardli is not a bank. Credit building is subject to approval and terms.
More things you can do with Afriex
Enjoy our full-stack financial services with everything you need to manage money globally.
Get paid globally
Receive payments like a local from clients or employers abroad.
Pay anywhere, instantly
Shop online, pay for subscriptions, or make purchases straight from your Afriex balance.
Earn every time
Get rewarded for every transfer. Earn points, and cash in on referrals.
Trusted Everywhere
4.8 ★ on App Store
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4.8 ★ on Google Play
Afriex is how the world moves money now
Send money globally
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